Combating Identity Theft

Identity theft occurs when someone obtains key pieces of your personal information and impersonates you.  The culprit is able commit numerous forms of fraud against you including taking over your financial accounts, opening new bank accounts, purchasing merchandise, and  applying for loans and credit cards. 

The following tips are provided should you discover you are a victim of identity theft.

Keep detailed notes

Report the crime to the police

Federal Trade Commission

Web site: Identity Theft

Web site: General Customer Education

Notify credit bureaus

Contact the three major credit bureaus.  They will alert you to any other attempts.

P.O. Box 740256
Atlanta, GA 30374
Web site:

PO Box 2002
Allen, TX 75013
(888) 397-3742
Web site:

TransUnion LLC
P.O. Box 2000
Chester, PA 19022
(800) 888-4213
Web site:

Notify your financial institution


Notify other institutions


Restoring your credit

Clearing up your credit is in your hands.  Merely reporting the matter to the police is not sufficient.  You are the only person who can clear your credit history.  Take control by taking prompt action.  Persistence pays off. 




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